PetFirst Pet Insurance Reviews

PetFirst Company Information

Year Founded: 2004
Address: 400 Missouri Avenue
Phone: +1 866-937-7387
ZIP Code: 47130
City: Jeffersonville
State: Indiana
Country: United States
Price Range: from $15 per month
Website: www.petfirst.com

Personal tragedy may inspire new beginnings, and the loss of a beloved dog saw PetFirst co-founder Brent get the inspiration to help fellow pet parents avoid such loss. The untimely loss led to the formation of this company in 2003. Brent teamed up with Landson to begin the journey in helping facilitate the access to necessary healthcare with minimal financial hurdles. Since its establishment, the insurance partner has helped thousands of families secure the health of their furry companions.

The driving force behind policy formulation at PetFirst is the need for tailor-made solutions for all manner of clients and budgets. This approach gives policyholders the freedom to choose reimbursement rates, deductibles, and annuals limits that align with the available individual budgets. Set monthly premiums for dogs to remain affordable, with costs ranging from $32 for dogs to $26 monthly for cats. PetFirst offers deductibles of $50, $100, $250, and $500. Available benefit limits range from $2000 upwards annually.

How to File PetFirst Claims

The idea behind pet insurance is the reimbursement of pet healthcare bills. After an illness or accident, there are specific items required for the successful filing of a claim at this insurer:

• A completed and signed form
• An itemized invoice from the incident in question
• Relevant veterinary records or SOAP notes

You can easily download a claim form from the company website. After the submission of a claim, reimbursement comes within two weeks, with no lengthy waiting periods. It is important to remember that the insurer needs 12 months of vet records for your first claim. For adopted pets, all necessary adoption paperwork forms part of the documentation for the application. In the event of missing information, the insurer will contact your vet’s office.

Timelines are crucial when it comes to claims, and the necessary documentation must be availed within 90 days of the invoice or treatment date. The submission of documents may be through the online portal (MyPets), email, standard mail, or fax.

Cost-Effective Healthcare

Healthcare for many uninsured animals remains a challenge. However, PetFirst steps up to provide tailor-made solutions for you. The flexible plans cover dogs and cats of all ages and breeds. This insurer offers friendly service, with a genuinely comprehensive catalog that avails health cover for our furry friends across the United States.

With a desire to provide affordable plans, getting a quote to fit your budget is easy. If you desire to cancel your policy, a simple email will do, as all cancellations have to be in writing. As an insurer, this company avails affordability and flexibility in one appealing package.

Conclusion

For humans and pets alike, health insurance remains a necessity. For many people, an unexpected medical bill in the thousands of dollars poses a severe challenge in an always demanding economy. A pocket-friendly insurer like PetFirst ensures that your animal gets the necessary treatment with minimum hassle.

Once the policy has served its purpose, you may cancel via a simple email. Flexibility with matters of age means that senior pets enjoy comprehensive health covers, with no limitations.

What does PetFirst Pet Insurance Cover?

An increase in the need for pet insurance has resulted in a corresponding spike in animal healthcare costs. Advancement in veterinary services means better health, but the expenses involve often prove costly, especially for uninsured pets. As one of the fastest-growing companies in pet health insurance in the United States, this insurer lets you acquire the services of any vet in emergencies, with claims fully processed within the fortnight.

Here is a list of all covered healthcare issues covered right from the moment your policy becomes active:

• Accidents
• Illnesses – these include congenital, chronic, and hereditary conditions
• Diagnostic tests
• Exam fees
• Hospitalizations
• Alternative therapy and holistic care
• Emergency care
• Medication
• Surgeries
• Ultrasounds
• X-rays

The policy covers the following additional conditions after 12 months:

• Anterior cruciate ligaments
• Posterior cruciate ligaments
• Intervertebral Disc Disease, or IVDD
• Medial cruciate
• Cranial cruciate ligaments

Exemptions are inevitable, and PetFirst doesn’t cover the following conditions:

• Elective procedures
• Spaying or neutering
• Vaccines
• Deworming
• Behavioral training
• Boarding
• Pre-existing conditions
• Anal gland removal, expression or anal vasculitis
• Breeding and breeding-related conditions
• Pet foods and specialized diets, supplements, and vitamins
• Elective procedures
• Parasite prevention and treatment procedures
• Deciduous teeth removal, endodontics, and orthodontics
• Organ transplants
• Bathing and grooming costs
• Injury or illness from coursing, racing, or organized fights
• Select routine wellness and preventative care procedures

Selecting a suitable policy for your animal is an important step. Take time to read and understand the fine print on all cover offers, and for everything that you don’t understand, don’t hesitate to ask for clarification from customer service.