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How PetInsuranceFinder works?

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Check information about insurance
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Collect reviews from people about interactions with insurance companies.
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Provide companies with the best service, prices and quotes.

Dog Insurance

Online insurance quotes for dogs and puppies.

Cat Insurance

Online insurance quotes for cats and kittens.

Other Pets

Online quotes for rabbits, birds, reptiles and other pets.

Meet our team

PetInsuranceFinder insurance associates are committed individuals who reside in the communities served, helping pet owners find the right coverage for their animal.

Our tireless professionals are constantly researching and learning about the latest industry information to ensure our customers get the most precise information possible.

We don’t just see our clients as customers; we see them as family members that rely on us to give them the most up-to-date information to protect what’s important to them in their lives.

Gary Jones


Jeffrey Moore

Python Developer

Rebecca Wilson

Pet Insurance Expert

Anna Diaz

Chief Editor

Where to buy pet insurance

We rate over 20 top companies to find the policy that fits you best

Reviews on Pet Insurance Finder

Lisa (TX)

Anybody who owns a dog, cat or other pet considers them as family. That’s why I scoured through hundreds of pet insurance reviews to find just the right one. I feel very happy with this company because they were not too pushy or sellsy. They genuinely wanted to help me find a price that fits my budget. In fact, I felt that they were sincerely concerned about my problems and I really appreciate that.

Denise (ME)

There are a lot of pet health insurance providers, but I am very happy with Trupanion. My friends have been telling me for quite some time about it, but I was hesitant to switch. But now I see that it is head and shoulders above my previous insurer.

Caroline (CO)

I recommend PetInsuranceFinder as the go-to platform for finding the pet insurance plan. It is important to find your pet health insurance with a reliable provider, and I can say from my experience here this is a trustworthy service. All I had to do was submit a query, and from that point on I was offered several suggestions in regards to quotes and providers. I received the best coverage for my kitty. Thank you!

James (CA)

PetFirst is by far the best pet insurance company I have come across so far. They were very knowledgeable in terms of the coverage that I need since my pet is getting older and has more needs. Most importantly, they were able to empathize and place themselves in my shoes. Definitely recommend.

Martin (CT)

My opinion about PetInsuranceFinder is that they are the best service I ever used. I looked for the best pet insurance for my dog and got tailored results for my search. In a matter of minutes, I found the insurance I wanted. Everything is hassle-free, and all you have to do is add some data about your pet. And the variety of providers is impressive. You have plenty to choose from. Good service, indeed!

We are dedicated to distributing reviews that are based on a person's experience and opinions of their insurance company. It's not uncommon for reviews to be "reviewed" to ensure there is no offensive material. However, no review is a representation of our company and employees.


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Q & A

What is pet insurance?

Preventative healthcare for your pet can get expensive, but you may find those costs manageable. If your pet gets sick, out of pocket costs can skyrocket. Some pet parents find themselves in the terrible position of choosing between treatment and euthanizing their pets. Most people just don’t have the many thousands of dollars it can cost should their beloved pet contract a serious illness, such as cancer. The cost of medication, medical tests, and life-saving treatments can add up quickly.

There are many benefits to buying healthcare for your pet.

  • Pet insurance can cover illness or accidents. You can buy these coverages separately.
  • It is best to buy a policy that covers both since your pet can get injured in an accident as well as contract a serious illness.

Not all companies are the same. That’s why Petinsurancefinder provides ratings and rankings for companies in your area. Our recommendations are based on the experiences that other pet owners report.

You can buy pet insurance online or work with an agent. You determine the right policy for your pet and budget. Most companies will provide instant quotes on their websites. Or, you can talk to a friendly customer service representative. Then, you pay the first month’s premium with a credit card.

Yes. But you want more than a low price – you want a pet insurance company that provides high-quality coverage. On PetinsuranceFinder you can get ratings and reviews of companies in your area. Just enter your zip code and the type of pet and we will provide you with a list of great companies to choose from. Then, click on the link of your preferred company to get a detailed quote. 90% of companies provide insurance for at least a year.

Yes. Some companies offer pet insurance that covers dental. Others may offer pet insurance that covers having your pet spayed. There are companies that offer insurance for special breeds, like Rottweilers. It is also possible to get health insurance for exotic pets.

Americans love their dogs and cats. According to the Insurance Information Institute (III), over 60 million households care for nearly 90 million dogs and puppies. About 47 million families in the USA care for 95.6 million cats and kitten. People also love their birds (20.3 million of them), reptiles (9.4 million), and horses (7.6 million). It’s more challenging to find companies to insure certain types of pets like ferrets, rats, parrots, and turtles. However, Nationwide Insurance Company offers an Avian & Exotic Pet Plan that covers a long list of more unusual pets – even guinea pigs and hedgehogs.

You can find an affordable pet insurance policy by selecting different options to lower the cost. For example, selecting a higher deductible can lower the cost. The deductible is the amount of money you are responsible to pay for each claim. The younger the animal, the less expensive the coverage. Kittens and puppies will have much lower premiums compared to a senior cat or dog. Small dogs, depending on breed, may cost less. Other features that affect the price include:

Annual Policy Limits

The annual policy limit is the maximum amount the pet insurance company will pay out each year. The lower the annual policy limit, the lower the premium.

Reimbursement Percentage

Choosing a lower reimbursement percentage is another way to lower the cost of veterinary pet insurance. Typically, you choose either an 80% or 90% reimbursement percentage. So, if your vet bill is $1,000, an 80% plan will cover $800, less your deductible.

Optional Pet Insurance Coverages

You can select optional coverages such as dental. Wellness coverage provides preventative maintenance and routine exams to ensure your pet is taken care of from head to tail. Some companies offer deals for buying additional coverage. You can usually get a discount for buying insurance for more than one pet.

Most companies do not offer pet insurance that starts immediately. There is typically a waiting period of 14 days. Some medical conditions require waiting periods of up to six months.

Most companies do not cover pre-existing conditions. In fact, the waiting period is meant to discourage pet owners from buying insurance only when their pet gets sick. Some companies may cover curable pre-existing conditions. Most do not cover hip replacement surgery. Some consumers may be able to get pet insurance through Pet Assure that does cover pre-existing conditions, wellness exams, and more. Unfortunately, it is only available through an employer. Not all companies offer this benefit.

There are many top companies that offer medical pet insurance. There are several popular plans offered by ASPCA, 24 Pet Watch, Petplan, and many others. Use PetinsuranceFinder to get information on highly rated companies recommended by consumers just like you.

There are two main types of pet insurance coverage. The first type pays your veterinarian directly. Your vet submits a claim to the company to receive payment. With the other type of insurance, you pay your veterinarian then submit the claim to the company for reimbursement.