Nationwide Pet Insurance Reviews

Nationwide Company Information

Year Founded: 1925
Address: P.O. Box 2344
Phone: (800) 540-2016
ZIP Code: 92822
City: Brea
State: California
Country: United States
Price Range: from $20 per month
Website: www.petinsurance.com

In the midst of the many, many pet insurance providers out in the marketplace, there are only a few that really stand out. One of the most recognized names in the world of insurance and finance is Nationwide. Amidst their impressive portfolio of financial and insurance product offerings, comprehensive pet insurance offers the best of the best in pet insurance coverage.

Nationwide’s pet insurance policy was made available in 1980. Back then, it was known as Veterinary Pet Insurance Services, Inc. Today, the company is headquartered in Brea, California, and sits under the Nationwide umbrella of products.

Nationwide Pet Insurance

Nationwide offers three different “nose-to-tail plans based on the client’s needs. Each plan covers a myriad of health issues and health services, and reimbursement levels differ slightly between plans.

• Pet Wellness

This basic plan offers your furry friend everything to do with preventative and wellness care. Things such as heartworm prevention, microchipping, vaccinations, and bloodwork are covered under this plan.

Reimbursement under this plan is based on a benefit schedule and capped at a specific amount. Besides, once the application for this plan is received and Nationwide receives payment, coverage will begin after 24 hours.

• Major Medical

On this plan, only accidents and illnesses are covered. Of course, this excludes wellness care and routine services such as vaccinations, bloodwork, and dental cleanings. Things that would be covered under this plan include chronic diseases such as diabetes, injuries such as a muscle sprain, or even age-related ailments such as urinary incontinence.

There is a 14-day waiting period for reimbursement under Major Medical, and this reimbursement, too, is based on a benefit schedule and capped at a specific amount. The 14-day waiting period kicks in once the application for coverage is received, and Nationwide receives payment.

• Whole Pet with Wellness

With this comprehensive plan, your pet will get a combination of Pet Wellness and Major Medical, plus coverage for a whole host of other health issues. It’s real coverage for just about everything that isn’t a pre-existing condition. This includes accidents, illnesses, and wellness care. Ailments such as arthritis, fungal skin disease, Lyme disease, or even something as basic as an ear infection or skin allergy will be covered. Services such as spay or neuter, vaccinations, routine dental cleanings, and wellness bloodwork are also covered.

Nationwide will reimburse 90% of what was paid to the veterinarian. Here there is also a 14-day waiting period for reimbursement once the application for coverage is received and Nationwide receives payment.

All policies will come with either an annual deductible or even no deductible, and there is a 100% money-back guarantee if the client cancels within 10 days of when the policy went into effect. There are never any penalties or restrictions on coverage if or when a client files a claim. Pets will never be dropped from a policy because of age. However, a pet must be enrolled in one of Nationwide’s plans before the age of 10.

Policies are primarily for cats and dogs. However, there is also coverage available for birds and exotic animals. Under the bird and exotic animal policy, services such as exams, lab fees, prescriptions, x-rays, hospitalization and more, are offered to a wide variety of birds, amphibians, rodents, turtles, snakes, etc.

Nationwide Claim Form Process

Claims for veterinary services can be submitted by phone, online, via email, or through Nationwide’s smartphone app, VitusVet. Once veterinary services have been rendered, the client is responsible for paying the invoice in full at the time of treatment. The client will then submit a claim to Nationwide for the amount that was paid out, and Nationwide will reimburse according to the terms of the client’s policy.

For More Information

Nationwide’s website contains more detail on the types of policies offered as well as FAQs and other pertinent information. Also available there is access to Companion, Nationwide’s pet newsletter, a downloadable infographic on Pets and Toxic Plants, a section for pets to be honored on their birthday, and even a refer a friend section where visitors have the chance to get an Amazon gift card.