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TOP 3 Pet Insurance Companies in MA

Insurer Rate Price Direct Pay Vet Exam Fee Reimbursement Percentage Deductible Annual Policy Limits
4.1/5 80 reviews

from $17.68 per month

90% of vet bill $100 Unlimited Get Quotes HealthyPaws Reviews
4.1/5 80 reviews

from $16 per month

90% of vet bill $250 Unlimited Get Quotes Pets Best Reviews
4.1/5 26 reviews

from $15 per month

80% of vet bill $250 Unlimited Get Quotes PetFirst Reviews

Is Pet Insurance in Massachusetts Worth It?

Being a first-time dog owner, I did not know about all the dangers that exist for my dog. I am talking about all of the physically harmful things but also the sicknesses that are possible. I looked for pet insurance in Boston that would give me peace of mind. This is the most important thing that I got from this company because I am not afraid to go to work or vacation or let my family dog-sit while I am on a business trip.

Total Vet Cost Companies Pays
Daisy $4 500

from $3 900

Сost of pet insurance in Massachusetts

How much you pay for canine insurance will be based on a number of factors tied to your specific dog. There will be a list offered:




Cost of veterinary
care where you live

In comparison with other regions, Massachusetts is ranked as one of the lowest concerning pet-owning households. Also, cats are preferred – to the detriment of dogs. Yet an interesting fact about this state is that no matter the breed of the pet, the owners frequently opt for affordable health medical plans for coverage in case of veterinary emergencies.

Massachusetts has restrictive pet laws, especially for dogs, which is why a pet policy plan is more than necessary. Keep in mind that this range of rules applies to both the residents and travelers in the area, and everyone must follow regulations, such as:

  • A dog mustn’t be held in one place, immobile, or chained for more than five hours in a 24-hour timeframe.
  • A dog mustn’t be left unsupervised outside during the interval of 10 pm, and 6 am.
  • The pet owner isn’t allowed to leave a pet in an enclosed environment in either hot or cold weather.
  • The pet owners must have their dogs on a leash at any time when they are off their property’s grounds.
  • Still, leash laws are different from city to city.
  • All dogs 6 months old or older must be registered and have proof of proper veterinary vaccination for rabies.

Indeed, no one wants to experience a veterinary emergency for his/her dog or cats, but no matter the situation, regular vet bills need to be paid just so you can make sure your pet is healthy and follows the regulations in regards to vaccination. Besides vet care, if an unfortunate veterinary emergency occurs, pet owners will most likely undergo financial distress. This is why having an average health medical plan policy for your pet is useful. It can cover a long list of vet expenses, saving you a lot of money and stress.

You can find with us an easy way to compare top policy plans offered by various health insurance companies, with both affordable rates and distinct coverage plans. No matter what company you opt for your insurance policy, you will be able to use it both in the state of Massachusetts or whilst traveling. It is that simple to keep your pet healthy and covered when you have access to the best prices for pet health medical plans.

Sample Price. Dogs and Cats Insurance in Massachussets


Age (Years) Prices
0-3 from $20
3-4 from $22
4-5 from $25
5-6 from $29
6-7 from $37
8-9 from $48
9-10 from $58
>10 from $109


Age (Years) Prices
0-3 from $14
3-4 from $16
4-5 from $18
5-6 from $21
6-7 from $27
8-9 from $30
9-10 from $38
>10 from $88

Where to buy pet insurance in MA

We rate over 20 top pet insurance companies to find the policy that fits you best

PetInsuranceFinder Reviews

Max from Arlington

My parents live in Boston with their two dogs. I visit them once every few months with my dog and my kids. Last weekend, the three dogs got into a fight, and they were left with serious wounds. I took them all to the pet hospital and got them stitched. My Nationwide pet insurance plan covered my dog’s costs, which proved to be of great help in such a dire situation.
5 out of 5

Eva, Lowell

Healthy Paws never gave me a hard time! My cat is six years old, and she was involved in a pretty nasty accident during our trip. She needed surgery on both her knees, which naturally led to an expensive bill. Healthy Paws dealt professionally with my request and reimbursed me for 90% of the costs. I just sent them the medical records, and a check was redirected to me. What is even more impressive is that they took the time to contact me for a follow-up. Thank you!
5 out of 5

Bryce from Cambridge

This insurer had a lot of good reviews from Cambridge residents, which is one of the reasons I decided to choose them. While I am not happy with the one-size-fits-all approach that they use, they give me peace of mind knowing that my cat is covered from all sorts of things.
4 out of 5

Petinsurancefinder is an independent platform, made to provide pet owners with up-to-date information about top insurance companies. Any insurance company that is presented on this website has the right to make changes to its official data. We are dedicated to distributing reviews based on a person's experience and opinions of his/her insurance company. Reviews are "reviewed" to ensure there is no offensive material. All information may be used only for reference; carefully review your policy before purchasing and signing a new contract. As an independent platform, we receive compensation from companies listed in the comparison block. No review is a representation of our company or its employees.


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